Lesk Life Insurance
Independent life insurance and long-term care planning for South Florida families — since 1999.

Todd Lesk
Todd Lesk has spent more than 27 years helping families protect what they’ve earned. He founded Lesk Life Insurance on a simple idea: a policy should be built around the life you actually live, explained in plain English, and reviewed as that life changes.
Todd is an independent agent. He isn’t captive to any one carrier, which means every recommendation is shopped across the nation’s top-rated insurance companies and chosen on its merits — not a quota. He is licensed in Florida for life and health insurance.
His specialty is helping clients in their 50s and 60s solve two problems with one policy: protecting a spouse and children, and paying for long-term care without draining a lifetime of savings. Much of his work today is policy reviews — looking at coverage a client bought years ago and showing them, in writing, whether it still fits and what today’s pricing makes possible.
Todd does not use high-pressure sales tactics. He explains each recommendation in detail and moves forward only when you understand it and are comfortable with it. You had a plan to get where you are today; his job is to make sure you have a plan to get where you want to be tomorrow.
Outside the office, Todd lives in Coral Springs with his wife of 28 years, Ricia. They have two grown children and two Goldendoodles who make regular appearances in client meetings. He looks forward every year to two weeks in Aruba with his entire family and friends — and to reminding anyone who’ll listen that time with the people you love is the whole point of planning.
Three commitments, on every policy
Independent
We represent you, not a carrier. Recommendations are compared across multiple highly rated companies.
Transparent
Every proposal comes with a written summary of what it costs, what it does, and what the guarantees are. No surprises at delivery.
Long-term
A policy isn’t a transaction. We review client policies periodically and reach out when a change in pricing or your life makes an improvement possible.
In their words
“As I am enjoying my retirement with family and reflecting on things, I am thankful for you. Without your help I do not think I could have retired when I did. One thing I never worry about is whether I will run out of money as I get older. What a sense of peace and comfort that brings. Your advice, patience, and the knowledge you provided were invaluable.”
Marc A“I now have peace of mind! Thanks to Todd and the strategy options he put together, I feel secure about my goals for my golden years and know that my families will be taken care of as well. Working with Todd was a dream. His knowledge and acumen on the marketplace and products is unequaled, and his patience in explaining and answering my many questions is unmatched. Thanks Todd!”
Kathryn R“Todd and his team are second to none when it comes to customer service, reliability and taking the time to explain the process. I felt very comfortable switching my life insurance over to Todd and know that there is someone there looking out for me and my family’s best interest. He is a true professional.”
David MClients of Lesk Life Insurance; not compensated. Testimonials are not a guarantee of future results.
Have a policy you’d like a second opinion on?
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